Frontier Financial Advisors, Inc. ("Company," "we," "our," or "us") is a Wyoming For-Profit Corporation (Entity ID: 2024-001497300) with its principal place of business at Louisville, KY.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, contact us, or engage our consulting services. By using our website or services, you agree to the terms of this Privacy Policy.

• Personal Identification — Full name, date of birth, address, phone number, and email address
• Financial Information — Income, expenses, debts, assets, credit reports, credit scores, and banking details
• Business Information — Business structure, entity type, EIN, and financial projections
• Communication Data — Messages, emails, and notes from consultations and intake forms
• Technical Data — IP address, browser type, device information, and website usage data
• Payment Information — Billing details processed through secure third-party payment processors

• To deliver personalized financial consulting services tailored to your goals
• To communicate regarding appointments, session updates, and account matters
• To process payments and maintain billing records
• To create and manage your client profile and consulting roadmap
• To send service-related notifications, reminders, and progress reports
• To send marketing communications if you have opted in
• To improve our website, services, and client experience
• To comply with applicable laws, regulations, and legal obligations

• Transactional Messages — Appointment reminders, session confirmations, document requests, and service updates
• Marketing Messages — Promotional offers, new service announcements, workshop invitations, and financial tips

We do not sell or share your phone number with third parties for their own marketing purposes.

• Service Providers — Trusted vendors who assist in delivering our services, bound by confidentiality
• Legal Requirements — When required by law, court order, or regulatory authority
• Business Transfers — In connection with a merger or acquisition, with confidentiality protections
• With Your Consent — When you have explicitly authorized us to share your information

• Encrypted platforms for document sharing and communication
• Secure payment processing through PCI-compliant third-party providers
• Limited access to client data on a need-to-know basis
• Signed Non-Disclosure Agreements with all contractors and service providers

No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

We retain your personal and financial information for as long as necessary to provide our services and fulfill the purposes outlined in this policy, or as required by applicable law.

Upon termination of our consulting relationship, you may request deletion of your data by contacting us in writing. We will honor such requests within 30 days unless retention is required by law.

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors use our site.

You may adjust your browser settings to refuse cookies; however, some features of the website may not function properly as a result.

• Access — Request a copy of the personal information we hold about you
• Correction — Request correction of inaccurate or incomplete data
• Deletion — Request deletion of your personal data, subject to legal obligations
• Opt-Out — Unsubscribe from marketing communications at any time
• Portability — Request a portable copy of your data in a structured format

To exercise any of these rights, please contact us at [email protected].

Our services are intended for individuals 18 years of age and older. We do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected such information, please contact us immediately and we will take steps to delete it.

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.

This Privacy Policy is governed by and construed in accordance with the laws of the State of Kentucky, without regard to its conflict of law principles, consistent with the terms of our Client Service Agreement.