Frontier Financial Advisors, Inc. is a Wyoming-incorporated business consulting firm founded in July 2024 and based in Louisville, KY. We provide personalized, one-on-one financial consulting services to individuals — helping them build wealth, improve credit, manage debt, and achieve lasting financial independence.

We are not a bank, investment firm, or insurance company. We are a consulting firm dedicated to educating and empowering individuals with the tools, strategies, and roadmaps they need to take control of their financial futures.

No. Frontier Financial Advisors, Inc. is a business consulting firm — not a licensed investment advisor, securities broker, tax professional, certified public accountant, or attorney.

Our operations are based in Louisville, KY. However, we serve clients remotely via video conference — so no matter where you are located, we can work with you.

We are incorporated as a Wyoming For-Profit Corporation (Entity ID: 2024-001497300) in good standing.

Our services are designed for:

• Working adults aged 25–55 looking to improve their personal finances
• Individuals carrying significant personal or consumer debt
• People with limited or damaged credit seeking a rebuilding strategy
• Aspiring entrepreneurs wanting to understand financial structures before launching a business
• First-time homebuyers or anyone preparing for a major financial milestone

Getting started is simple. Reach out to us via the contact form on our website or call us directly at +1 (615) 818-2536. We'll schedule a free introductory call to understand your goals and recommend the right service package for you.

Before your first session, you'll complete a financial intake form so we can hit the ground running with a plan tailored specifically to your situation.

We offer five core service categories:

• Personal Financial Assessment — Comprehensive review of income, expenses, debts, assets, and credit
• Budgeting & Cash Flow Consulting — Personalized budget frameworks, debt payoff strategy, savings planning
• Business Formation Consulting — Guidance on LLCs, corporations, tax implications, and financial infrastructure
• Credit & Lending Advisory — Credit building, repair strategy, loan readiness, and lending options
• Goal Setting & Accountability Coaching — Goal definition, monthly check-ins, and progress reporting
• Group Financial Literacy Workshops — 2-hour sessions for communities, churches, and organizations

Both options are available. Sessions can be conducted virtually via video conference (Zoom or Google Meet) or in-person depending on your location and preference. Virtual sessions allow us to serve clients nationwide without any geographic limitations.

Unless otherwise agreed in writing, our services do not include:

• Tax preparation or filing
• Legal advice or representation
• Securities investment management
• Insurance sales or recommendations
• Mortgage origination

We are happy to refer you to trusted licensed professionals for these needs.

We do not make guarantees regarding specific financial outcomes, credit score improvements, or debt reduction timelines. Financial results depend on your personal commitment, consistency, creditor decisions, and other factors outside our control.

It depends on your goals and the package you choose:

• Initial Assessment — One-time 90-minute session
• Starter Package — 3-month engagement with bi-weekly sessions
• Growth Package — 6-month full financial overhaul program
• Accountability Retainer — Ongoing month-to-month support

We recommend starting with the Initial Assessment to determine which package is right for you.

• Initial Assessment (90 min) — $199 one-time
• Starter Package (3 months) — $499/month
• Growth Package (6 months) — $399/month
• Accountability Retainer — $149/month
• Group Workshop — $49/person

All pricing is transparent — no hidden fees, no surprise charges.

We accept the following payment methods:

• ACH bank transfer
• Major credit and debit cards
• Zelle
• Other methods mutually agreed upon

Yes. A late fee of $25 will be applied to any payment not received within 5 business days of the due date. To avoid late fees, we recommend setting up automatic payments or reminders aligned with your billing cycle.

Yes. Either party may cancel services with 14 days' written notice. You may also pause your monthly package once per engagement period with 7 days' notice, for up to 30 days.

Upon cancellation, any outstanding fees for services already rendered are immediately due and payable.

Absolutely. All client financial and personal information is kept strictly confidential. We will never disclose your information to any third party without your written consent, except as required by law.

We use encrypted platforms for document sharing and communication, and all contractors and service providers are bound by signed Non-Disclosure Agreements.

A mutual Non-Disclosure Agreement (NDA) is available and may be executed between you and Frontier Financial Advisors at the start of your engagement. The NDA protects both your personal financial information and our proprietary consulting tools and methodologies.

Confidentiality obligations are also included in our standard Client Service Agreement.

Yes. Upon termination of our consulting relationship, you may request deletion of your personal data by contacting us in writing at [email protected]. We will honor such requests within 30 days unless retention is required by law.